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winter eligible expenses
Benefits

Winter eligible expenses for your HSA and FSA funds

December 17, 2025
2 min read

For many, winter is as synonymous for snowflakes as it is for sinus problems. Fortunately, health savings accounts (HSAs) and flexible spending accounts (FSAs) cover many common winter eligible expenses you might turn to this time of year! We’ve compiled a few common seasonal issues and eligible expenses that can help. Or check out this episode of below to test your skills on what’s eligible for HSA and FSA funds. 

Dry nasal passages

The cold, dry air of winter can really . You can find relief thanks to a number of products that qualify, like .

Sore eyes

Your eyes are also susceptible to the damaging effects of winter air. And sore eyes can result in less productivity and . will provide your eyes with much-needed moisture, and are a great way to combat dry eyes, headaches and sinus discomfort.

Back pain

Sledding, skiing, snowball fights … there are so many fun winter activities! Unfortunately, many Americans that shows up when the temperatures drop. You can use pre-tax dollars to save money on purchases such as hot/cold packs and heating pads.

Asthma

have asthma, which causes breathing issues. For some, it can. Winter only makes for many due to cold air and the amount of time people spend indoors. A number of asthma-related products are eligible expenses, including asthma delivery devices and oxygen flow monitors.

Winter survival kits

Before you venture out for winter fun, put together . Your kit should contain supplies you’ll need if you experience car trouble or end up in a ditch due to icy roads. And many of the supplies you’d include in a winter survival kit are eligible expenses, including:

Do you have FSA funds to spend down before the end of your plan?

The information in this blog post is for educational purposes only. It is not legal or tax advice. For legal or tax advice, you should consult your own legal counsel, tax and investment advisers. 

ÌÇÐÄVlogreceives compensation from some of the merchants identified in its blog posts. By linking to these products, ÌÇÐÄVlogis not endorsing these products.

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