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Health Savings Accounts (HSA)
How to learn more about your HSA investments with WEX
The health savings account (HSA) is a valuable investment tool, especially when it comes to retirement planning. That鈥檚 because, among other reasons, healthcare costs are of your retirement expenses, and an HSA has retirement perks related to healthcare costs that a 401(k) or IRA don鈥檛 have.听
Our HSA investment experience makes it even easier to grow your funds and get comfortable with the investment process, since investing is 鈥渟cary or intimidating.鈥� Within your online account, there are a number of tools and resources to help you learn more and make the most of your investments.
Review portfolio performance
You can see how your investments are performing at any time. Under the 鈥淧ortfolio Performance鈥� menu, you can use drop-down menus to filter your investment performance. The primary filters are:
- Period Returns: View your rates of return on all of your investments or on individual funds for a multitude of available date ranges (last quarter, last year, custom, etc.) so you can easily compare them against each other.听聽
- Contributions vs. Market Value: View a chart that shows your contributions and how they compare against their market value on any date or for any range of dates.
- Personal Rate of Return: View a chart that shows your rate of return for any date range you choose. There鈥檚 a note in this menu that explains how your personal rate of return is calculated.
You can also filter to view specific fund performance or sort by asset classes.
Use our educational tools and resources
Knowing more about your HSA investments will empower you and give you peace of mind to make the best decisions. That鈥檚 why we make a number of educational tools available. Within our 鈥淓ducation鈥� tab, go to:
- Fund Performance: View a complete list of available funds, which includes each fund鈥檚 fact sheet and prospectus. A fact sheet shows a fund鈥檚 characteristics, fee summary and its results over the last 10 years. A prospectus contains additional key information, including the fund鈥檚 goal and its principal risks.
- Guidance Tool: Revamp your investment strategy with the guidance tool鈥檚 strategy builder, where you can input information about yourself and your needs to develop an action plan. You can also find answers to common HSA questions and a glossary of investment terms.
- FAQ: Download a PDF for answers on common investment questions.
Manage your specific funds
Whether you鈥檙e feeling confident in staying the course with your investments or you鈥檙e interested in developing a new strategy, you can review and update your fund allocation whenever you need to within the 鈥淢anage Investments鈥� tab.
You can also decide whether to change where your money is invested in, where to invest future funds or both. Plus, you have the option of using our guidance tool to help you with these decisions.
Check out to learn more about the basics of HSA investing.
The information in this blog post is for educational purposes only. It is not legal or tax advice. For legal or tax advice, you should consult your own counsel.